“Bad Guys Instagram” Sweepstakes

Official Rules

Dates: April 4, 2022 – April 10, 2022


1. SPONSOR, ADMINISTRATOR: Greenlight Financial Technology, Inc., a Delaware corporation, will serve as the sponsor (“Sponsor”) and the administrator of the Greenlight “Bad Guys Instagram” Sweepstakes (“Sweepstakes”). THIS SWEEPSTAKES IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY, OR ASSOCIATED WITH INSTAGRAM OR TWITTER.

2. ELIGIBILITY: This Sweepstakes is open only to legal residents of the 50 United States and the District of Columbia (excluding Puerto Rico and all United States territories and possessions) and who are 18 years of age or older at the time of entry. An Entrant need not be present to win. Employees (and their immediate families or those living in the same household) of Sponsor and its affiliates, subsidiaries, divisions, parent and related companies, suppliers, printers and advertising, promotional and judging agencies are not eligible to enter or win. Individuals who appear on the U.S. Government Department of Treasury’s Specially Designated Nationals and Blocked Persons List are also not eligible to enter or win. An “Entrant” is an eligible person who submits an entry in accordance with these Official Rules. There are two (2) separate ways to enter these Sweepstakes: (1) the Bad Guys Instagram Entry Method, and/or (2) the Bad Guys Twitter Entry Method, each as more specifically set forth below (the “Entry(ies)”). An Entrant may submit up to four (4) Entries for these Sweepstakes no matter the Entry method used below.

3. SWEEPSTAKES PERIOD: The Sweepstakes begins 12:01 a.m., E.T. on April 4, 2022, and ends on 11:59 p.m., E.T.  April 10, 2022 (the “Sweepstakes Period”).


During the Sweepstakes Period, an Entrant may submit a single Entry to the Sweepstakes by (i) liking and saving the Greenlight Bad Guys Instagram Giveaway post on Instagram and (ii) tagging an Instagram friend on the Greenlight Bad Guys Instagram Giveaway post on Instagram (an “Instagram Entry”). In addition, an Entrant may earn additional Instagram Entries by (i) tagging additional Instagram friends on the Greenlight Bad Guys Instagram Giveaway post and/or (ii) posting the Greenlight Bad Guys Instagram Giveaway post on the Entrant’s personal Instagram story.  Each Instagram Entry that has been fully completed will automatically be an Entry and will enter the Entrant into the Sweepstakes and will constitute one Entry for the Entrant. Each Entrant may only enter the Sweepstakes up to a maximum of four (4) times during the Sweepstakes Period regardless of the number of Instagram Entries and/or Twitter Entries (as defined below) he/she fully completed during the Sweepstakes Period.

All entries using an Instagram Post must be received by 11:59 p.m. E.T. on the last day of the Sweepstakes Period (April 10, 2022).

5. BAD GUYS TWITTER ENTRY METHOD: Alternatively, an Entrant may enter the Sweepstakes by signing into the Entrant’s Twitter account (Entrant may create a Twitter account for free if Entrant does not already have one) and (a) becoming a follower of @Greenlightcard on Twitter (if not already following) or (b) creating a new original post including the hashtag “#badguysentrysweepstakes” and tagging @Greenlightcard (“Twitter Entry”).  Each Twitter Entry that has been fully completed will automatically be an Entry and will enter the Entrant into the Sweepstakes and will constitute one Entry for the Entrant. Each Entrant may only enter the Sweepstakes up to a maximum of four (4) times during the Sweepstakes Period regardless of the number of Instagram Entries and/or Twitter Entries he/she fully completed during the Sweepstakes Period.

All entries using the Twitter Entry Method must be received by 11:59 p.m. E.T. on the last day of the Sweepstakes Period (April 10, 2022).

6. INSTAGRAM AND TWITTER ENTRY REQUIREMENTS. Entrants must abide by all terms of service, privacy policies and other requirements of Instagram and/or Twitter (as applicable) in order to participate in the Sweepstakes via an online service provider. Entries will be deemed made by the “authorized account holder” of the Instagram and/or Twitter account (as applicable) the entry is submitted from at the time of entry. The “authorized account holder” is the person who is assigned to the Instagram and/or Twitter account (as applicable) by the online service provider. All Entrants must have a non-private account in order to participate in the Sweepstakes. Entrant acknowledges and agrees that the Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Instagram or Twitter, or any of their affiliates. If any Entry fails to comply with any of these Entry Requirements or any other provisions of these Official Rules, at the Sponsor’s sole discretion, Sponsor reserves the right to disqualify the Entrant.

If it is discovered that an Entrant has registered or attempted to register more than four (4) times using multiple e-mail addresses, telephone numbers, multiple identities, IP addresses, use of proxy servers, or any other method of unauthorized entry, all in Sponsor’s sole and absolute discretion, all of that Entrant’s entries will be declared null and void, Entrant will be disqualified from the Sweepstakes and any Prize that Entrant might have been entitled to receive will not be awarded to him/her. Entries that are late, lost, contain false information, misdirected, mutilated, garbled or incomplete, altered or otherwise irregular, in the sole discretion of Sponsor; that have been submitted or generated using robotic, programmed, script, or any other automated means, or illicit means; or that do not conform with or satisfy any or all of the conditions set out in the Official Rules, as determined by Sponsor in its sole and absolute discretion, may be judged void and disqualified.  

Messaging and/or data rates may apply.

Regardless of Entry method, each Entrant may enter the Sweepstakes up to a maximum of four (4) times.

7. PRIZE AND APPROXIMATE RETAIL VALUE: There will be a total of twenty (20) prizes (each, a “Prize” and collectively, the “Prizes”) awarded.  There will be a total of twenty (20) Winners (defined below) selected by the random drawing as described in Section 8 below in connection with the Sweepstakes. Each Prize will consist solely of a Fandango Promotional Code (“Code”) which is good towards the purchase of two movie tickets ($15 per ticket, up to $30 total and convenience fee value) to see Bad Guys at Fandango partner theaters in the US. Code is void if not redeemed within eight (8) weeks after the Code is sent to Winner or when Bad Guys is no longer in theaters, whichever comes first.

The maximum approximate retail value (“ARV”) of each Prize is $30 (plus convenience fee value). The maximum ARV for all Prizes is $600 (plus convenience fee value).

An Entrant may win no more than one (1) Prize.

FANDANGO TERMS: Fandango Media, LLC and its subsidiaries are not a sponsor or co-sponsor of this Promotion. The redemption of the Codes is subject to Fandango’s Terms and Policies at https://www.fandango.com/policies/terms-and-policies. Fandango Codes are only valid for purchase of movie tickets made at Fandango.com or via the Fandango app and cannot be redeemed directly at any theater box office. If lost or stolen, cannot be replaced. No cash value, except as required by law. Void where prohibited. Not valid with any other offer. One-time use only. Not for resale; void if sold or exchanged. If cost of movie tickets with Fandango’s convenience fee included is more than maximum value of the Code, then Winner must pay the difference. Any price difference between the movie ticket purchased and maximum value of the Code will not be refunded. The Fandango Terms and Policies are in addition to those terms in these Official Rules.

GREENLIGHT TERMS: The receipt and use of a Prize is also subject to terms, conditions and policies specified by the Sponsor. The acceptance and use of each Prize is subject to the Sponsor’s Terms of Service, which may be found at https://www.greenlight.com/terms.html. Such terms and conditions may include any or all of the following, as well as others: Prize may not be redeemable for cash, or used for payment on accounts, or used for the payment of prior purchases; Prize is non-refundable; purchases and amounts spent or deducted may be non-refundable; Prize may expire on a designated date; and Prizes may be redeemable only by legal residents of the United States.  The Sponsor’s Terms of Service are in addition to those terms in these Official Rules.

To open a Greenlight account and receive a Greenlight Card, please visit https://www.greenlight.com/ and complete the enrollment process. A “Primary Account” is a Greenlight account opened by an individual at least 18 years of age in accordance with the Greenlight Terms of Service. To open a Greenlight account and receive a Greenlight Card, please visit https://www.greenlight.com/ and complete the enrollment process.

8. RANDOM DRAWING: The winner of each of the twenty (20) Prizes (each a “Winner” and collectively, the “Winners”) will be selected in a random drawing from among all eligible entries, on or about April 15, 2022 (“Drawing Date”) by the Sponsor, whose decision is final and binding in all matters relating to this Sweepstakes. Sponsor will use reasonable efforts to contact each Winner within two (2) weeks of the Drawing Date. 

9. ODDS OF WINNING: Odds of winning a Prize depend on the total number of eligible entries received for the Sweepstakes and are equal regardless of method of entry.

10. PRIZE CONDITIONS: No substitution for any Prize will be permitted. If necessary due to unavailability of the Prize, a prize of equal or greater value will be awarded at the discretion of the Sponsor. The Prize is not transferable, assignable or redeemable for cash. Each potential Winner shall have 72 hours after the applicable Prize notification to appropriately respond to the Sponsor. Each Winner will be required to execute and return an Affidavit of Eligibility and Publicity/Liability Release (except to the extent prohibited by law) and any other required tax-related documents within ten (10) calendar days of issuance by Sponsor. Failure to return all required documents in this time period may result in a Winner being disqualified, and an alternate Winner may be selected. If a Prize notification is returned to Sponsor as undeliverable or if an Entrant is found to be ineligible or declines to accept the Prize for any reason, an alternate Winner will be selected. By entering this Sweepstakes and/or accepting the Prize, each Winner and Entrant hereby consent (except where prohibited by law) to the disclosure and reasonable use by Sponsor and Community Federal Savings Bank (“CFSB”) of each Winners’ and Entrants’ photograph, voice, likeness and/or image, hometown address, contents of the entry form and the name and age of the Winners and Entrants without any further compensation for any future promotional activity related to this Sweepstakes.

11. CONDUCT OF PARTICIPATION IN SWEEPSTAKES: By entering the Sweepstakes, each Entrant affirms that he or she has read and agrees to abide by the Official Rules and the decisions of the Sponsor. Sponsor reserves the right to disqualify any Entrant acting in violation of the Official Rules or found tampering with the entry process or with the operation of the Sweepstakes or the website. The Sweepstakes is governed by the laws of the United States and, by entering, the Winners and each Entrant hereby submit to the jurisdiction and venue of the federal, state and local courts located in Fulton County, Georgia. As a condition of entering this Sweepstakes, each Entrant agrees that: (a) under no circumstances will the Entrant be entitled or permitted to obtain awards for, and the Entrant expressly waives all rights to claim, punitive, incidental, and consequential damages, and any other damages, other than actual, out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased, and in no event shall attorney’s fees be recoverable by either party; and (b) any and all disputes, claims and causes of action arising out of or connected with the Sweepstakes or any Prize awarded shall be resolved individually, without resort to any form of class action. ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE RELATED TO SPONSOR OR THE SWEEPSTAKES OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM SUCH ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.

12. LIMITATIONS OF LIABILITY: Released Parties (as defined herein) are not responsible for any incorrect or inaccurate entry or entries, errors in calculations, theft, tampering, destruction, or unauthorized access to, or alteration of entries; printing or other errors; and any entries or mail which are late, lost, delayed, incomplete, misdirected, stolen, mutilated, illegible, postage due or any combination thereof. Sponsor reserves the right to modify, amend, suspend or terminate the Sweepstakes or these Official Rules in the event that it becomes necessary due to circumstances beyond Sponsor’s control, as determined by Sponsor in its sole and exclusive discretion, including without limitation, Acts of God, pandemic, epidemic, “shelter in place” and similar orders and other governmental actions. Without limiting the generality of the foregoing, Sponsor may decide to postpone drawing dates and other deadlines herein, or terminate the Sweepstakes early. In the event the Sweepstakes is terminated early, Winners will be selected from all eligible entries received at the time of termination.  


13. RELEASE OF LIABILITY: By participating, Winners and Entrants (and the parent or legal guardian thereof if a Winner or Entrant is deemed a minor in his/her state of residence) agree to release, discharge, indemnify and hold harmless Sponsor, CFSB, Universal Pictures Marketing, a division of Universal Film Exchanges LLC (“Universal”) and each of their respective affiliated entities, affiliates, subsidiaries, parent corporations and companies, and all of their respective officers, directors, shareholders and principals, employees, representatives, agents and franchisees (collectively, “Released Parties”), from and against any claims made by any Winner and any Entrant or any other third parties related in any way to the operation of this Sweepstakes, as well as any other claims, damages or liability due to any injuries, damages or losses (whether alleged, threatened, or actual) to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from participation in this Sweepstakes or any related activity. Winners and Entrants (and the parent or legal guardian thereof if  a Winner or Entrant is deemed a minor in his/her state of residence) assumes all liability for any injury or damage caused, or claimed to be caused, by participation in this Sweepstakes or acceptance, use or redemption of any Prize.

14. ADDITIONAL TERMS AND CONDITIONS: The following are conditions to winning a Prize and additional terms and conditions binding on Entrants and Winners:

a. All federal, state and local tax liabilities and any applicable fees associated with accepting a Prize or participation in this Sweepstakes are the sole responsibility of each Winner. Sponsor may, in its sole discretion, withhold from the amount of any Prize any and all federal, state and local tax liabilities and any applicable fees associated with accepting a Prize or participation in this Sweepstakes.

b. If a Winner declines a Prize, or if person who is chosen in the drawing is not an eligible Entrant or has not complied with these Official Rules, such person shall be disqualified and another person will be chosen in a drawing for said Prize. 

c. No transfer, substitution, division or splitting of any Prize is allowed. 

d. Acceptance of a Prize constitutes permission by an Entrant to the Sponsor, CFSB and their authorized agents to use Entrant’s and Cardholder’s names and/or likenesses for purposes of advertising and trade without further compensation, in perpetuity and in any and all media now known or hereafter discovered, unless prohibited by law. 

e. Decisions of Sponsor are final with respect to determination of Winners and all matters with respect to the conduct of the Sweepstakes. 

f. By participating in this Program, Entrants and Winners agree to be bound by the Official Rules. 

15. PRIVACY / USE OF PERSONAL INFORMATION: By participating in the Sweepstakes, each eligible Entrant hereby consents to Sponsor’s or authorized agents’ collection, use, and disclosure of Entrants’ and Cardholder’s personal information for the purposes of administering the Sweepstakes and Prize fulfillment. Each Entrant acknowledges that he/she has read, understood and accepted the Sponsor’s Privacy Policy, which provides more information about Sponsor’s privacy practices and is located at https://www.greenlight.com/privacy.html.  The Sponsor’s Privacy Policy is in addition to those terms in these Official Rules concerning privacy, use of personal information, and publicity.

Entrants may be offered the optional opportunity to receive coupons, newsletters, informational materials, marketing communications, or other special promotions, or other offers from Sponsor and/or third-party service providers. Entrants will not be contacted for marketing purposes unless they have provided their express consent.

By accepting a Prize, each Winner agrees, on behalf of such Winner and the Cardholder(s), to Sponsor's and CFSB’s use of his/her name(s), city/province(s) of residence, picture(s), biographical information, statements, voice and likeness in any advertising and publicity Sponsor and its respective successors, assigns and licensees may conduct relating to the Sweepstakes in any media or format, whether now known or hereafter developed, including but not limited to the Internet, at any time or times in perpetuity, without further compensation or notice, and hereby releases Released Parties from any liability with respect thereto. Each Winner may be required to sign a further release regarding the grant of these publicity rights, unless prohibited or restricted by law.

16. WINNERS LIST AND OFFICIAL RULES:  A person may obtain copies of the Official Rules or a list of the Winners by sending a self-addressed, stamped envelope that reads: Winners’ List – or – Official Rules, Greenlight “Bad Guys Instagram” Sweepstakes, c/o Greenlight Financial Technology, Inc., 303 Peachtree Street, NE, Suite 4300, Atlanta, GA 30308; all requests must be received within six (6) months after the end of the Sweepstakes Period. 


©2022 Greenlight Financial Technology, Inc. All rights reserved.

Universal is not a sponsor or administrator of this sweepstakes. Participants are providing information to Sponsor and not to Universal.