Terms, Policies, & Pricing

Last Updated October 21, 2021

Greenlight Card Program

A. Terms of Service

Greenlight Max and Invest

A. Disclosure Library

List of all fees for Greenlight® Mastercard Prepaid Card

All FeesAmountDetails
Monthly Usage (only one fee plan, as selected by primary accountholder, applies per monthly billing period)
Monthly Fee – Greenlight$4.99$4.99 per month, per family (up to five kids)
Monthly Fee – Greenlight + Invest$7.98$7.98 per month, per family (up to five kids)
Monthly Fee – Greenlight Max$9.98$9.98 per month, per family (up to five kids)
Get Cash
ATM withdrawal (in-network or out-of-network)$0.00No fee to make cash withdrawals with your Card at any ATM., ATM operator fees may apply.
Card Replacement$3.50 First replacement is free; subsequent replacements are $3.50 per Card.
Card Replacement Express Delivery Fee (optional)$24.99
Custom Card Fee (optional)$9.99

Your funds are eligible for FDIC Insurance. Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Community Federal Savings Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact Greenlight by calling 888-483-2645, or by mail at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308, or visit greenlight.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

Short Form Disclosure

† Depending on the card plan selected, the monthly fee can also be $4.99 or $7.98.

* This fee can be lower depending on how or where this card is used.

Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

Find details and conditions for all fees and services by visiting greenlight.com/terms

Monthly fee


Per purchase


ATM withdrawal


Cash Reload


ATM balance inquiry$0Customer service (automated or live agent)$0Inactivity (after 12 months with no transactions)N/AWe charge 2 other types of fees.They are:Custom Card Fee (optional)$9.99Card Replacement Fee (Regular or Expedited Delivery) (optional)$3.50* or $24.99No overdraft/credit feature.

Load Limits for Greenlight® Mastercard Prepaid Card

Load LimitsAmount
Minimum amount of an initial value load (by ACH or Debit Card)¹$1.00 to $20.00
Minimum amount of a value reload by Debit Card$20.00
Minimum amount of a value reload by ACH$1.00
Maximum Debit Load Amount per Day per Primary Account$1,000.00
Maximum Debit Load per Month² per Primary Account²$7,500.00
Maximum Total Transfer from Invest Acccount per Family³ per Month²$7,500.00
Maximum ACH Load per Rolling Three Day Period per Primary Account$500.00 to $4,500.00⁴
Maximum ACH Load per Month² per Primary Account$2,500.00 to $7,500.00⁴
Minimum Payroll Direct Deposit Load amount per Sub-Account$1.00
Maximum Payroll Direct Deposit Loads per Family³ per Month²$5,000.00
Maximum Total Load Amount/Transfer from Invest Account per Family³ per Month²$7,500.00


¹ The minimum amount of an initial value load is variable (between $1 and $20) and will be established and displayed for each new customer on the registration screens during the registration process. The minimum initial value load can be waived at any time.

² “Month” means a rolling 30-day period.

³ “Family” means the Primary Account plus all Sub-Accounts.

⁴ The maximum amount of ACH loads per Primary Account may vary within this range depending on a variety of factors including: amount of time Greenlight Account has been active, method of account verification (with Plaid verification providing higher limits), and certain fraud/risk factors. Any Greenlight Accounts that have experienced a rejected or returned ACH load may be subject to lower ACH limits. Further, these load limits are subject to increase or decrease at any time at the discretion of Greenlight for risk and fraud control reasons.

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© 2021 Greenlight Financial Technology, Inc. Patents Pending. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

© 2021 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. Investing involves risk and may include the loss of capital.

The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training.