Terms, Policies, & Pricing

Last Updated May 3, 2022

Greenlight Card Program

A. Terms of Service

Greenlight Max and Invest

A. Disclosure Library

List of all fees for Greenlight® Mastercard Prepaid Card

All FeesAmountDetails
Monthly Usage (only one fee plan, as selected by primary accountholder, applies per monthly billing period)
Monthly Fee – Greenlight$4.99$4.99 per month, per family (up to five kids)
Monthly Fee – Greenlight + Invest$7.98$7.98 per month, per family (up to five kids)
Monthly Fee – Greenlight Max$9.98$9.98 per month, per family (up to five kids)
Get Cash
ATM withdrawal (in-network or out-of-network)$0.00No fee to make cash withdrawals with your Card at any ATM., ATM operator fees may apply.
Other
Card Replacement$3.50 First replacement is free; subsequent replacements are $3.50 per Card.
Card Replacement Express Delivery Fee (optional)$24.99
Custom Card Fee (optional)$9.99

Your funds are eligible for FDIC Insurance. Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Community Federal Savings Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.


No overdraft/credit feature.


Contact Greenlight by calling 888-483-2645, or by mail at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308, or visit greenlight.com.


For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

Short Form Disclosure

† Depending on the card plan selected, the monthly fee can also be $4.99 or $7.98.

* This fee can be lower depending on how or where this card is used.

Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

Find details and conditions for all fees and services by visiting greenlight.com/terms

Monthly fee

$9.98†

Per purchase

$0

ATM withdrawal

$0

Cash Reload

N/A

ATM balance inquiry$0Customer service (automated or live agent)$0Inactivity (after 12 months with no transactions)N/AWe charge 2 other types of fees.They are:Custom Card Fee (optional)$9.99Card Replacement Fee (Regular or Expedited Delivery) (optional)$3.50* or $24.99No overdraft/credit feature.

Load Limits for Greenlight® Mastercard Prepaid Card

Load LimitsAmount
Minimum amount of an initial value load (by ACH or Debit Card)¹$1.00 to $20.00
Minimum amount of a value reload by Debit Card$20.00
Minimum amount of a value reload by ACH$1.00
Maximum Debit Load Amount per Day per Primary Account$1,500.00²
Maximum Debit Load per Month³ per Primary Account$7,500.00
Maximum ACH Load per Rolling Three Day Period per Primary Account - New Registration⁴ with Manual Verification⁵$300.00²
Maximum ACH Load per Month³ per Primary Account - New Registration⁴ with Manual Verification⁵$600.00²
Maximum ACH Load per Day per Primary Account – Tenured Account⁶ with Manual Verification⁵$350.00²
Maximum ACH Load per Month³ per Primary Account – Tenured Account⁶ with Manual Verification⁵$1,000.00²
Maximum ACH Load per Day per Primary Account – Plaid Verification⁷$800.00²
Maximum ACH Load per Month³ per Primary Account – Plaid Verification⁷$4,000.00²
Minimum Payroll Direct Deposit Load amount per Sub-Account$1.00
Maximum Payroll Direct Deposit Loads per Family⁸ per Month³$5,000.00²
Maximum Total Load Amount/Transfer from Invest Account per Family⁸ per Month³$7,500.00²

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¹ The minimum amount of an initial value load is variable (between $1 and $20) and will be established and displayed for each new customer on the registration screens during the registration process. The minimum initial value load can be waived at any time.

² These maximum load limits are subject to decrease at any time at the discretion of Greenlight for risk and fraud control reasons.

³ “Month” means a rolling 30-day period.

⁴ “New Registration” means a Primary Account that has been in existence for 30 days or less.

⁵ “Manual Verification” means the manual verification of your bank account for ACH transactions using the process described during the Greenlight account registration process, which includes your verification of small dollar test transactions to the bank routing account and transit number you manually enter on the greenlight.com website or on the Greenlight Application.

⁶ “Tenured Account” means a Primary Account that has been in existence for more than 30 days.

⁷ “Plaid Verification” means the automated verification of your bank account for ACH transactions through the Plaid open banking interface by inputting your online banking credentials instead of full bank account and routing numbers.

⁸ “Family” means the Primary Account plus all Sub-Accounts.