The parent credit card that helps teens build credit

Teens build credit before they turn 18. You earn up to 3% cash back¹ on purchases.

Learn how we collect and use your information by visiting our Privacy Statement.  

Mother and daughter using Teen credit builder with Greenlight
Mother and daughter using Greenlight Credit Card

The parent credit card that helps teens build credit

Teens build credit before they turn 18. You earn up to 3% cash back on purchases.

Learn how we collect and use your information by visiting our Privacy Statement.  

Teens build credit with Greenlight

Why build credit as a teen?

When your teens are ready to buy a car or rent an apartment, good credit may unlock better interest rates, lower monthly payments, and more opportunities.²

As authorized users on your Family Cash Card, teens start building credit before 18 — with monthly spending limits in place. Plus, the whole family earns up to 3% cash back on all purchases.

Father and son using Greenlight Family cash Card

Teens build credit. You earn rewards.

To apply for the Family Cash Card, sign up for a Greenlight subscription. Then, add your teens as authorized users.

  • Keep balances in check. Set monthly spending limits and get purchase alerts. No overspending. No surprises.

  • Manage credit responsibly. Teens track their spending and learn about credit in Greenlight Level Up™, our in-app money game.

  • Earn up to 3% cash back on purchases. Auto-invest it, apply it to your card balance, or send it to your wallet.

All part of the all-in-one banking³ app for families.

Earning and saving

Learn about money with an app to earn, save, and spend wisely.

Financial literacy

Play bite-sized challenges and practice money skills in real life.

Kids and teens learn to invest. You’ll approve every trade.

Investing for the family

Kids and teens learn to invest. You’ll approve every trade.

Up to 5% on savings⁴

Reward smart saving habits with the magic of compound growth.

Extra coverage⁵

Phone, purchase, and identity theft protection for max peace of mind.

Earn $68k with your cash back invested for 18 years

Grow your money by investing.

Your family earns up to 3% cash back on all purchases, with the option to auto-invest your cash back to pay for college⁶ — or any other big goals.

Unlock benefits⁷ that come with World Mastercard®

Lyft, Doordash, and Shoprunner benefits with Greenlight Family Cash Card
Family Cash Card mobile app

Your credit questions answered.

How do I earn up to 3% cash back on purchases?

Are there any limits to the cash back I earn?

How can Greenlight’s credit card help teens build credit?

Cash back is calling your name.

Join Greenlight today and download the app to apply.