The parent credit card that helps teens build credit

Teens build credit before they turn 18. You earn up to 3% cash back¹ on purchases.

Learn how we collect and use your information by visiting our Privacy Statement.

Mother and daughter using Teen credit builder with Greenlight

Mother and daughter using Greenlight Credit Card

The parent credit card that helps teens build credit

Teens build credit before they turn 18. You earn up to 3% cash back on purchases.

Learn how we collect and use your information by visiting our Privacy Statement.

Why build credit as a teen?

When your teens are ready to buy a car or rent an apartment, good credit may unlock better interest rates, lower monthly payments, and more opportunities.²

As authorized users on your Family Cash Card, teens start building credit before 18 — with monthly spending limits in place. Plus, the whole family earns up to 3% cash back on all purchases.

Father and son using Greenlight Family cash Card

Teens build credit. You earn rewards.

To apply for the Family Cash Card, sign up for a Greenlight subscription. Then, add your teens as authorized users.

Keep balances in check. Set monthly spending limits and get purchase alerts. No overspending. No surprises.
Manage credit responsibly. Teens track their spending and learn about credit in Greenlight Level Up™, our in-app money game.
Earn up to 3% cash back on purchases. Auto-invest it, apply it to your card balance, or send it to your wallet.

All part of the all-in-one banking³ app for families.

Earning and saving

Learn about money with an app to earn, save, and spend wisely.

Financial literacy

Play bite-sized challenges and practice money skills in real life.

Investing for the family

Kids and teens learn to invest. You’ll approve every trade.

Up to 5% on savings⁴

Reward smart saving habits with the magic of compound growth.

Extra coverage⁵

Phone, purchase, and identity theft protection for max peace of mind.

Earn $68k with your cash back invested for 18 years

Grow your money by investing.

Your family earns up to 3% cash back on all purchases, with the option to auto-invest your cash back to pay for college⁶ — or any other big goals.

Unlock benefits⁷ that come with World Mastercard®

Lyft, Doordash, and Shoprunner benefits with Greenlight Family Cash Card

Your credit questions answered.

How do I earn up to 3% cash back on purchases?

Are there any limits to the cash back I earn?

How can Greenlight’s credit card help teens build credit?

Cash back is calling your name.

Join Greenlight today and download the app to apply.

¹Earn 3% when you spend at least $4,000 in a billing cycle, 2% when you spend at least $1,000 but less than $4,000 in a billing cycle and 1% when you spend <$1,000 in a billing cycle. See the Credit Card Rewards Terms and Conditions for details, including earning, redemption, expiration or forfeiture.

²Read more about how good credit can help teens secure the best terms and interest rates on financial products on Experian.

³Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC.

⁴To qualify for Greenlight Savings Reward, the Primary Account must be in Good Standing and have a verified ACH funding account. See Greenlight Terms of Service for details. Subject to change at any time.

⁵Provided by Virginia Surety Company, Inc., cell phone protection is not available to residents of New York.

⁶Assuming a family spending $4,001 each billing cycle for eighteen years auto-invests their 3% cash back of $120/month and earns 8.7%-10%, their total earned would be $60,552 - $69,287, and the average in-state public college tuition in 2022 was $9,377. Subject to available credit limit and credit approval. Partial, late or missed payments will result in additional interest and/or fees accumulating toward your balance. PLEASE NOTE: Past investment performance may not be indicative of future results. Due to various factors, including changing market conditions, the content of this advertisement may no longer be reflective of current positions. You are encouraged to consult with a professional financial advisor of your choosing with any questions.

⁷See your Guide to Benefits when you become a Card Member for details. Learn more about World Mastercard’s current benefits here. Certain terms, conditions, and exclusions apply.

Familial relationship not required to obtain benefits.

The Greenlight Family Cash Card is issued by First National Bank of Omaha (FNBO®) pursuant to license by Mastercard International.

©2022 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. Investing involves risk and may include the loss of capital. The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training.

*LYFT

Take 3, Get $5: Beginning 4/1/21 and running through 3/31/24, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). The rides must be paid for with an eligible World or World Elite Mastercard credit card (Apple Card is not eligible for this program, but Apple Pay or Google Pay may be eligible if your World or World Elite Mastercard credit card is the funding source). Limit one Credit per calendar month per Lyft account. An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft’s sole discretion. Credits expire 30 days after application. Limited time only and while supplies last. By participating in the Program, you agree to these terms and Lyft’s Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purposes of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft account.

⁺DOORDASH

Free three-month trial applicable for eligible World and World Elite Mastercard cardholders for 90 days from the day on which it is initiated. Offer valid only for first-time use of an eligible World or World Elite Mastercard as a method of payment for a DashPass subscription. Offer valid from April 1, 2021 to September 30, 2023 or while supplies last. This offer may be amended or canceled at any time without notice. AFTER DASHPASS TRIAL PERIOD ENDS, YOU WILL AUTOMATICALLY BE CHARGED THE CURRENT MONTHLY DASHPASS RATE, PLUS ANY APPLICABLE FEES. SEE FULL DASHPASS TERMS AND CONDITIONS here: HYPERLINK "http://www.doordash.com/terms"www.doordash.com/terms. To cancel go to "Manage DashPass'' in your DoorDash account and select "End Subscription." DashPass is a subscription service that offers $0 delivery fees on certain qualifying DashPass orders from eligible merchants. A minimum order amount may apply to all DashPass-eligible orders. Other fees (including but not limited to service fees, small order fees, and surge fees), taxes, and gratuity still apply.

$5 Off Promotion

$5 off, valid on one order every month during the offer period for eligible Mastercard DashPass free trial and eligible Chase DashPass free trial or discounted plan subscribers. Must qualify and sign up for the Mastercard DashPass free trial or Chase DashPass free trial. $5 discount only available at checkout when using the World or World Elite Mastercard utilized to enroll in the Mastercard DashPass free trial or Chase DashPass free trial. Valid for eligible World or World Elite Mastercard cardholders from April 11, 2022 to September 30, 2023, or while supplies last, except that offer is valid for Chase World or World Elite Mastercard Cardholders through the earlier of: 1) the expiration of their Chase DashPass free trial or discounted plan, 2) September 30, 2023, or 3) while supplies last.

This offer may be amended or canceled at any time without notice. The $5 discount does not roll over to the following month. If the full $5 value is not used on a single order, the remaining value will be forfeited. Not valid for the purchase of alcohol. Fees, taxes, and gratuity still apply.

All orders subject to availability. Must have or create a valid DoorDash account with a valid form of accepted payment on file. No cash value. Non-transferable. The Terms & Conditions related to the usage of mobile wallets, like Apple Pay or Google Pay, can be found at www.doordash.com/mastercard. Click the following link for additional DoorDash Promotional

Terms and Conditions:

help.doordash.com/consumers/s/article/offer-terms-conditions. In the event of a direct conflict between these DoorDash x World and World Elite Mastercard Offer Disclosures ("Offer Disclosures") and the DoorDash Promotional Code(s) Terms and Conditions, these Offer Disclosures apply.

^SHOPRUNNER

Valid through 3/31/24. To get the free ShopRunner membership offer, compliments of Mastercard, please go to www.shoprunner.com/mastercard and verify your eligibility for the offer with a World Mastercard or World Elite Mastercard account number and then complete the sign-up for a ShopRunner membership account. For details on how the ShopRunner membership works, please see the ShopRunner Terms and Conditions at www.shoprunner.com/terms/sr, which govern the use of your ShopRunner membership offer.

The parent credit card that helps teens build credit

Teens build credit before they turn 18. You earn up to 3% cash back¹ on purchases.

The parent credit card that helps teens build credit

Teens build credit before they turn 18. You earn up to 3% cash back on purchases.

Why build credit as a teen?

Teens build credit. You earn rewards.

All part of the all-in-one banking³ app for families.

Earning and saving

Financial literacy

Investing for the family

Up to 5% on savings⁴

Extra coverage⁵

Grow your money by investing.

Unlock benefits⁷ that come with World Mastercard®

Your credit questions answered.

How do I earn up to 3% cash back on purchases?

Are there any limits to the cash back I earn?

How can Greenlight’s credit card help teens build credit?

Cash back is calling your name.

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