SHORT FORM AND LONG FORM FEE DISCLOSURES
Last Updated: March 21, 2025
Greenlight® Prepaid Mastercard
Existing Long Form Disclosure - List of All Fees
[NOTE: This Long Form Fee Disclosure initially became effective on November 6, 2024 (the “Existing Long Form Fee Disclosure”), and will remain in effect until the implementation of the new Family Shield Plan and corresponding pricing, which is expected to occur on or about March 31, 2025. Following the effective date of such changes, the Existing Long Form Fee Disclosure will cease and will be replaced with the revised Long Form Fee Disclosure appearing immediately following the Existing Long Form Fee Disclosure below, which has an estimated effective date of March 31, 2025 (the “Revised Long Form Fee Disclosure”). Following the effective date of the Revised Long Form Fee Disclosure, the Existing Long Form Fee Disclosure and any explanatory messages will be deleted from this page of the Greenlight website.]
Last Updated: November 6, 2024
All Fees | Amount | Details |
|---|
Monthly Usage |
Only one fee plan, as selected by primary accountholder, applies per monthly billing period. For Greenlight Core, Max & Infinity Plans, the first monthly fee is billed 7 days after registration date, then a recurring monthly fee is billed 31 days after the registration date and on same day of the month thereafter; provided that if the 31st day is the 29th, 30th, or 31st day of the month, then the monthly billing date becomes the 1st day of each month (“Monthly Billing Date”). The Monthly Billing Date for each Primary Accountholder will also be disclosed under the “Account” tab of Settings in the Greenlight application. |
Monthly Fee – Greenlight Core | $5.99 | $5.99 per month, per family (up to five kids). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Monthly Fee – Greenlight Select | $5.75 | $5.75 per month, per family (up to five kids). The Greenlight Select Plan is only available to certain customers who receive their Card Account through specific referral partners of Greenlight. |
Monthly Fee – Greenlight + Invest | $7.98 | $7.98 per month, per family (up to five kids). The Greenlight + Invest Plan was closed to new customers on October 11, 2022. |
Monthly Fee – Greenlight Max | $9.98 | $9.98 per month, per family (up to five kids). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Monthly Fee – Greenlight Infinity | $14.98 | $14.98 per month, per family (up to five kids). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Get Cash |
ATM withdrawal (in-network or out-of-network) | $0.00 | No fee to make cash withdrawals with your Card at any ATM. ATM operator fees may apply. |
Other |
Card Replacement | $3.50 | First replacement is free; subsequent replacements are $3.50 per Card. |
Card Replacement Express Delivery Fee (optional) | $24.99 | |
Custom Card Fee (optional) | $9.99 |
Your funds are eligible for FDIC Insurance. Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Community Federal Savings Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. No overdraft/credit feature. Contact Greenlight by calling 888-483-2645, or by mail at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308, or visit greenlight.com. For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint. |
Greenlight® Prepaid Mastercard
Revised Long Form Disclosure - List of All Fees
[NOTE: This revised Long Form Fee Disclosure will become effective on or about March 31, 2025 (the “Revised Long Form Fee Disclosure”) in connection with the implementation of the new Family Shield Plan and corresponding pricing. Following the effective date of such changes, the existing version of the Long Form Fee Disclosure appearing above, originally effective as November 6, 2024 (the “Existing Long Form Fee Disclosure”), will cease and will be replaced by this Revised Long Form Fee Disclosure. In addition, the Existing Long Form Fee Disclosure and any explanatory messages will be deleted from this page of the Greenlight website.]
Last Updated: [March 31, 2025]
All Fees | Amount | Details |
|---|
Monthly Usage |
Only one fee plan, as selected by primary accountholder, applies per monthly billing period. For the Greenlight Core, Max, Infinity & Family Shield Plans, the first monthly fee is billed 7 days after registration date, then a recurring monthly fee is billed 31 days after the registration date and on same day of the month thereafter; provided that if the 31st day is the 29th, 30th, or 31st day of the month, then the monthly billing date becomes the 1st day of each month (“Monthly Billing Date”). The Monthly Billing Date for each Primary Accountholder will also be disclosed under the “Account” tab of Settings in the Greenlight application. |
Monthly Fee – Greenlight Core | $5.99 | $5.99 per month, per family (up to five kids). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Monthly Fee – Greenlight Select | $5.75 | $5.75 per month, per family (up to five kids). The Greenlight Select Plan is only available to certain customers who receive their Card Account through specific referral partners of Greenlight. |
Monthly Fee – Greenlight + Invest | $7.98 | $7.98 per month, per family (up to five kids). The Greenlight + Invest Plan was closed to new customers on October 11, 2022. |
Monthly Fee – Greenlight Max | $9.98 | $9.98 per month, per family (up to five kids). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Monthly Fee – Greenlight Infinity | $14.98 | $14.98 per month, per family (up to five kids). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Monthly Fee – Greenlight Family Shield | $24.98 | $24.98 per month, per family (up to five kids and two supported adults). A refund of initial Monthly Fee is available if cancelled on or before first Monthly Billing Date. |
Get Cash |
ATM withdrawal (in-network or out-of-network) | $0.00 | No fee to make cash withdrawals with your Card at any ATM. ATM operator fees may apply. |
Other |
Card Replacement | $3.50 | First replacement is free; subsequent replacements are $3.50 per Card. |
Card Replacement Express Delivery Fee (optional) | $24.99 | |
Custom Card Fee (optional) | $9.99 |
Your funds are eligible for FDIC Insurance. Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Community Federal Savings Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. No overdraft/credit feature. Contact Greenlight by calling 888-483-2645, or by mail at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308, or visit greenlight.com. For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint. |
Greenlight® Prepaid Mastercard
Existing Short Form Disclosure
[NOTE: This Short Form Fee Disclosure initially became effective on August 19, 2024 (the “Existing Short Form Fee Disclosure”), and will remain in effect until the implementation of the new Family Shield Plan and corresponding pricing, which is expected to occur on or about March 31, 2025. Following the effective date of such changes, the Existing Short Form Fee Disclosure will cease and will be replaced with the revised Short Form Fee Disclosure appearing immediately following the Existing Short Form Fee Disclosure below, which has an estimated effective date of March 31, 2025 (the “Revised Short Form Fee Disclosure”). Following the effective date of the Revised Short Form Fee Disclosure, the Existing Short Form Fee Disclosure and any explanatory messages will be deleted from this page of the Greenlight website.]
Last updated: August 19, 2024
ATM balance inquiry
$0
Customer service (automated or live agent)
$0
Inactivity (after 12 months with no transactions)
N/A
We charge 2 other types of fees.
They are:
Custom Card Fee (optional)
$9.99
Card Replacement Fee (Regular or Expedited Delivery) (optional)
$3.50* or $24.99
† Depending on the card plan selected, the monthly fee can also be $5.75, $5.99, $7.98 or $9.98.
* This fee can be lower depending on how or where this card is used.
No overdraft/credit feature.
Your funds are eligible for FDIC insurance.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services by visiting greenlight.com/terms
Greenlight® Prepaid Mastercard
Revised Short Form Disclosure
[NOTE: This revised Short Form Fee Disclosure will become effective on or about March 31, 2025 (the “Revised Short Form Fee Disclosure”) in connection with the implementation of the new Family Shield Plan and corresponding pricing. Following the effective date of such changes, the existing version of the Short Form Fee Disclosure appearing above, originally effective as August 19, 2024 (the “Existing Short Form Fee Disclosure”), will cease and will be replaced by this Revised Short Form Fee Disclosure. In addition, the Existing Short Form Fee Disclosure and any explanatory messages will be deleted from this page of the Greenlight website.]
Last updated: March 31, 2025
ATM balance inquiry
$0
Customer service (automated or live agent)
$0
Inactivity (after 12 months with no transactions)
N/A
We charge 2 other types of fees.
They are:
Custom Card Fee (optional)
$9.99
Card Replacement Fee (Regular or Expedited Delivery) (optional)
$3.50* or $24.99
† Depending on the card plan selected, the monthly fee can also be $5.75, $5.99, $7.98, $9.98, or $14.98.
* This fee can be lower depending on how or where this card is used.
No overdraft/credit feature.
Your funds are eligible for FDIC insurance.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services by visiting greenlight.com/terms