Greenlight Spring 2025 Promotion Sweepstakes

NO PURCHASE OR APPLICATION IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE OR APPLICATION WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. 1. SWEEPSTAKES PERIOD: The Greenlight Spring 2025 Promotion Sweepstakes (the “Sweepstakes”) begins 12:00 a.m. Eastern Time (“ET”) on March 6, 2025 and ends 11:59 p.m. ET on April 30, 2025 (the “Sweepstakes Period”). 2. ELIGIBILITY: The Sweepstakes is open to legal residents of the fifty (50) United States and the District of Columbia who are 18 years of age or older as of the date of entry (“Entrant”). Employees of Greenlight Financial Technology, Inc. “Sponsor”) and each of their affiliates, subsidiaries, advertising and promotion agencies (collectively, “Released Parties”) and their immediate family members (spouses, parents, children, and siblings and their spouses) and household members of each (whether related or not) are not eligible to participate or win. The Sweepstakes is void wherever prohibited, and subject to all federal, state and local laws. 3. HOW TO ENTER: There are two ways to enter the Sweepstakes: A) Via Promotion Link: During the Sweepstakes Period, eligible Greenlight Primary Accountholders aged 18 and older (“Advocates” or “Entrants”) may invite their friends and family to sign up for a Greenlight account using their free year of Greenlight unique Advocate Promotion link (“Promotion”). The Promotion link will be sent by the Advocate, not Greenlight. Recipients who then sign up for a Greenlight account via the Promotion link during the Sweepstakes Period earn the Advocate one (1) entry in the Sweepstakes (the “Promotion Entry”). Recipients cannot register for a Greenlight account/earn Promotion Entries using multiple Promotion links. Recipients who complete Greenlight account registration are opted-in to receive marketing emails from Greenlight. Greenlight accounts must be completed by 11:59 p.m. ET on April 30, 2025 to be eligible for the Sweepstakes. Normal Internet/phone access and data/usage charges imposed by your online/phone service may apply. B) Via Mail: Consumers who do not wish to have a Greenlight account or do not wish to participate by sending a Promotion link, may hand print their name, complete mailing address, telephone number, email address and date of birth on a plain 3”x5” piece of paper and mail in a hand-addressed stamped envelope to: Greenlight Spring 2025 Promotion Sweepstakes Entries, P.O. Box 7765, Melville, NY 11775-7765 (“Mail-in Entry”) to receive one (1) entry into the Sweepstakes. Mail-in Entries must be postmarked by April 30, 2025 and received by May 7, 2025 to be included in the Sweepstakes drawing. Mechanically reproduced/photocopied/illegible/incomplete or postage-due Mail-in Entries are automatically void. Promotion Entries and Mail-in Entries shall collectively be referred to as “Entry” or “Entries”. There is a limit of ten (10) Entries per Entrant regardless of method of Entry or combination of methods of Entry during the Sweepstakes Period. 4. RANDOM DRAWING: One (1) potential Grand Prize (“Grand Prize”) winner will be selected in a random drawing from among all eligible Entries received and postmarked during the Sweepstakes Period, on or about May 9, 2025. Drawing will be conducted by an independent judging organization whose decisions are final on all matters relating to this drawing. Approximate odds of winning the Grand Prize are dependent upon the number of eligible Entries received. 5. NOTIFICATION: The Grand Prize winner will be notified by email/phone and will be required to complete a Declaration of Eligibility/Release of Liability/Publicity Release (where legal) within five (5) days of notification attempt or Grand Prize will be forfeited and an alternate will be selected. If Grand Prize notification is returned as non-deliverable, or if the potential winning Entrant fails to return the completed Declaration of Eligibility/Release of Liability/Publicity Release within the required period, an alternate potential winning Entrant will be selected and contacted (in accordance with these Official Rules). If the winning Entrant does not comply with these Official Rules, then the potential winning Entrant may be disqualified, and an alternate potential winning Entrant will be selected and contacted (in accordance with these Official Rules). The potential winning Entrant is subject to verification by Sponsor and its agents, whose decisions, as to the administration and operation of the Sweepstakes and the selection and confirmation of the potential winner is final and binding in all matters related to the Sweepstakes. 6. PRIZE AND APPROXIMATE RETAIL VALUE (“ARV”): Grand Prize (1 winner): $5,000 awarded as a check made payable to the winner. All applicable federal, state, and local taxes are the winner’s responsibility. A 1099 tax statement will be filed with the IRS for the winner for the total value of the prize. Winner may not substitute, assign, or transfer prize. 7. GENERAL RULES: Acceptance of the Grand Prize constitutes permission for the Sponsor and its agencies to use the winning Entrant’s name and/or likeness for purposes of advertising and trade in any and all media now known or otherwise developed without further compensation or review, including a winner list, unless prohibited by law. In the event there is a discrepancy or inconsistency between disclosures or other statements (in any and all media/medium) contained in any Sweepstakes materials and the terms and conditions of the Official Rules, the Official Rules shall prevail, govern and control. Entries become the property of the Sponsor. The Sponsor and its agencies are not responsible for technical, hardware, software or telephone incompatibility or malfunctions of any kind, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user or by any of the software, products, equipment or programming associated with or utilized in the Sweepstakes or by any human error which may occur in the processing of (or failure to process) the Entries in the Sweepstakes or for any liability for damage to any computer system resulting from participation in connection with the Sweepstakes. In the event of a dispute as to any Promotion Entry, the authorized account holder of the email address associated with the Entrant’s account will be deemed to be the Entrant. Proof of submission of Entry does not constitute proof of delivery or receipt of such information, or eligibility for the Sweepstakes. The Sponsor is not responsible for the failure of any email or Entry to be received by the Sponsor for any reason. The Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Sweepstakes; violates these Official Rules; is suspected of cheating, fraud, or acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. Any Entrant who uses or is suspected of using cheating, fraudulent means, unauthorized entry methods, or otherwise attempts to participate multiple times, or with multiple identities, social media accounts, e-mail and/or addresses will be disqualified. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, the Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. The Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. If, for any reason, the Sweepstakes is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Sweepstakes, then the Sponsor reserves the right in its sole discretion to cancel or terminate the Sweepstakes and select the winning Entry in a random drawing from among all eligible non-suspect Entries received prior to such action. By participating in the Sweepstakes, the Entrants agree that the Released Parties, their respective parent, subsidiaries, affiliates, agents, representatives, suppliers, distributors and advertising and promotional agencies, and all of their respective shareholders, officers, directors, employees, members, representatives, agents, successors and assigns, will have no liability whatsoever for, and will be released and held harmless by Entrant for any threatened or actual claims, actions and liability for any bodily injury, loss, cost or damages of any kind to persons, including death and property, damages sustained due in whole or in part, directly or indirectly, from Entry creation, the acceptance, possession, use or misuse of the Grand Prize, if applicable, or participation in the Sweepstakes or in any related activity. By entering the Sweepstakes, you hereby represent and warrant that you have read these Official Rules and are fully familiar with its contents and agree to be bound thereto. 8. GOVERNING LAW & VENUE: Except to the extent pre-empted by federal or other applicable state law, the Sweepstakes shall be governed by the laws of the State of Georgia, without giving effect to any conflict of law provisions thereof. By participating in the Sweepstakes, Entrants agree that any and all disputes which cannot be resolved between Entrant and Sponsor, and causes of action arising out of or connected with the Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Georgia, having competent jurisdiction, which court shall apply the laws of the State of Georgia without giving effect to any conflict of law provisions thereof. 9. PRIVACY: Any personally identifiable information collected during your participation in the Sweepstakes will be collected by Sponsor and used by it and its agents for purposes of the proper administration and fulfillment of the Sweepstakes as described in these Official Rules, for any additional opt-in information you agreed to upon participation, and in accordance with Sponsor's Privacy Policy, posted at https://privacy.greenlight.com/policies and as allowed by law. 10. WINNER LIST: For the name of the winner, send a stamped, self-addressed envelope postmarked by July 10, 2025 to: Greenlight Spring 2025 Promotion Sweepstakes Winner, 100 Marcus Dr. Attn: BV, Melville, NY 11747. 11. SPONSOR: The Sweepstakes is sponsored by Greenlight Financial Technology Inc., 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR WHERE BONDING, REGISTRATION, OR OTHER REQUIREMENTS WOULD BE REQUIRED BUT HAVE NOT BEEN MET.