List of all fees for Greenlight® Prepaid Mastercard

All Fees

Amount

Details

Monthly Usage (only one fee plan, as selected by primary accountholder, applies per monthly billing period)

Monthly Fee – Greenlight Core

$4.99

$4.99 per month, per family (up to five kids)

Monthly Fee – Greenlight Select

$4.99

$4.99 per month, per family (up to five kids). The Greenlight Select Plan is only available to certain customers who receive their Card Account through referral partners of Greenlight.

Monthly Fee – Greenlight + Invest

$7.98

$7.98 per month, per family (up to five kids)

Monthly Fee – Greenlight Max

$9.98

$9.98 per month, per family (up to five kids)

Monthly Fee – Greenlight Infinity

$14.98

$14.98 per month, per family (up to five kids)

Get Cash

ATM withdrawal (in-network or out-of-network)

$0.00

No fee to make cash withdrawals with your Card at any ATM., ATM operator fees may apply.

Other

Card Replacement

$3.50

First replacement is free; subsequent replacements are $3.50 per Card.

Card Replacement Express Delivery Fee (optional)

$24.99

Custom Card Fee (optional)

$9.99

Your funds are eligible for FDIC Insurance. Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Community Federal Savings Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact Greenlight by calling 888-483-2645, or by mail at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308, or visit greenlight.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

Greenlight® Prepaid Mastercard

Short Form Disclosure

Monthly fee

$14.98

Per purchase

$0

ATM withdrawal

$0

Cash Reload

N/A

ATM balance inquiry

$0

Customer service (automated or live agent)

$0

Inactivity (after 12 months with no transactions)

N/A

We charge 2 other types of fees.

They are:

Custom Card Fee (optional)

$9.99

Card Replacement Fee (Regular or Expedited Delivery) (optional)

$3.50* or $24.99

Depending on the card plan selected, the monthly fee can also be $4.99, $7.98, or $9.98.

* This fee can be lower depending on how or where this card is used.

No overdraft/credit feature.

Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

Find details and conditions for all fees and services by visiting greenlight.com/terms

Load Limits for Greenlight® Prepaid Mastercard

Load Limits

Amount

Minimum amount of an initial value load (by ACH or Debit Card)1

$1.00 to $20.00

Minimum amount of a value reload by Debit Card

$20.00

Minimum amount of a value reload by ACH

$1.00

Maximum Debit Load Amount per Day per Primary Account

$1,500.002

Maximum Debit Load per Month3 per Primary Account

$7,500.00

Maximum ACH Load per Rolling Three Day Period per Primary Account - New Registration4 with Manual Verification5

$300.002

Maximum ACH Load per Month3 per Primary Account - New Registration4 with Manual Verification5

$600.002

Maximum ACH Load per Day per Primary Account – Tenured Account6 with Manual Verification5

$350.002

Maximum ACH Load per Month3 per Primary Account – Tenured Account6 with Manual Verification5

$1,000.002

Maximum ACH Load per Day per Primary Account – Plaid Verification7

$800.002

Maximum ACH Load per Month3 per Primary Account – Plaid Verification7

$4,000.002

Minimum Payroll Direct Deposit Load amount per Secondary Account

$1.00

Maximum Payroll Direct Deposit Loads per Family8 per Month3

$5,000.002

Maximum Total Load Amount/Transfer from Invest Account per Family8 per Month3

$7,500.002

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1 The minimum amount of an initial value load is variable (between $1 and $20) and will be established and displayed for each new customer on the registration screens during the registration process. The minimum initial value load can be waived at any time.

2 These maximum load limits are subject to decrease at any time at the discretion of Greenlight for risk and fraud control reasons.

3 “Month” means a rolling 30-day period.

4 “New Registration” means a Primary Account that has been in existence for 30 days or less.

5 “Manual Verification” means the manual verification of your bank account for ACH transactions using the process described during the Greenlight account registration process, which includes your verification of small dollar test transactions to the bank routing account and transit number you manually enter on the greenlight.com website or on the Greenlight Application.

6 “Tenured Account” means a Primary Account that has been in existence for more than 30 days.

7 “Plaid Verification” means the automated verification of your bank account for ACH transactions through the Plaid open banking interface by inputting your online banking credentials instead of full bank account and routing numbers.

8 “Family” means the Primary Account plus all Secondary Accounts.