Greenlight logo
Greenlight logo
Teenage boy holding some bills
Beginner

What is money made of? Not what you think

Share via

U.S. bills: More than just paper

Some people call earning money “making paper” but did you know dollar bills aren’t paper at all? “Paper” money is actually made from a custom blend of fabrics. This special blend is what gives our money its unique feel and durability. So, next time you pull out a bill from your wallet, remember: It's more than just paper!

Here’s a look at the specific materials that make up U.S. currency:

Money materials: U.S. bills

  1. $1, $2, and $5 bills: You might think they're just paper, but they're actually a mix of 75% cotton and 25% linen. This blend gives these bills their unique texture and durability.

  2. $10, $20, $50, and $100 bills: Like the smaller denominations, these higher-value bills are made from the same cotton-linen blend with red and blue fibers. They also have some high-tech security features like color-shifting ink, security threads, and watermarks.

What is money made of? U.S. coins

  1. Penny: It's mostly zinc! About 97.5% is zinc, with copper plating comprising the remaining 2.5%.

  2. Nickel: Despite its name, it's not all nickel – it's 75% copper and 25% nickel.

  3. Dime: The dime is an alloy made from 91.67% copper and 8.33% nickel.

  4. Quarter: Like the dime, the quarter is an alloy, too. It’s a mix of 91.67% copper and 8.33% nickel.

  5. Half-dollar and dollar coins: These coins have a core of pure copper, surrounded by a layer that blends copper and nickel.

Specialty and historical U.S. coins

  1. Specialty coins: The U.S. Mint will occasionally release special coins with different compositions, such as the part-silver Kennedy half-dollar or the 24-karat gold Buffalo coin.

  2. Historical coins: Before 1965, many U.S. Coins were made from a blend of silver and copper. These coins have since been discontinued and are now considered valuable by collectors. Some examples include the 90% silver Roosevelt dime and the 35% silver Jefferson nickel.

So, what's the big deal about these materials? They make our money strong, durable, and harder to counterfeit. Plus, using cotton and linen ensures our bills can withstand multiple folds without tearing.

Making money: An intricate manufacturing process

From start to finish, an incredibly complex process goes into creating our currency. It starts with a detailed design and ends with intricate printing methods. Throughout the process, engineers use advanced security features and techniques to make sure each bill is authentic and difficult to copy. 

Bill production process:

  1. Workers create a giant roll of high-quality cotton-linen paper, carefully chosen for durability and texture.

  2. The roll is sent to the U.S. Bureau of Engraving and Printing (BEP) for further processing.

  3. At the BEP, the roll is meticulously cut into individual sheets of precise dimensions.

  4. Advanced printing techniques add intricate designs to each sheet with extreme precision to ensure the highest level of detail and security.

Coin manufacturing process:

1. Melt down the metal alloys carefully selected for their specific properties.

2. Once the alloys are molten, they are skillfully pressed into coin-shaped blanks, ready for further transformation.

3. The blanks are then placed in a specialized machine that precisely stamps unique designs onto each coin, adding distinctiveness and visual appeal to the final product.

The bottom line: Money isn't just paper and silver. From coins composed of copper to bills made from cotton and linen, it takes a lot of materials to make up our nation's money supply. The intricate manufacturing process helps ensure that counterfeiters can’t easily copy our currency. 

Empower yourself with a wealth of resources on money, budgeting, finances, and more at Greenlight's Learning Center.


Share via

Hey, $mart parents 👋

Teach money lessons at home with Greenlight’s $mart Parent newsletter. Money tips, insights, and fun family trivia — delivered every month.

Related Content

How many pay periods in a year? A guide for parents

Beginner

04.23.24

Direct deposit for teens and how to help them with their first paycheck

Intermediate

07.28.22

Logo
Join Greenlight. One month, risk-free.†

Plans start at just $5.99/month for the whole family. Includes up to five kids.

Read how we use and collect your information by visiting our Privacy Statement.