Top 7 personal finance influencers for teens to follow

What if you could scroll through TikTok or Instagram and instantly get smarter about money? Imagine getting quick tips on how to save for your first car, manage your allowance better, or even start to invest while scrolling away. Enter personal finance influencers! 

Whether you’re a teen ready to tackle your money goals or a parent looking for helpful resources to share, this post has you covered.

There are so many influencers out there, so who should you follow? We’ve rounded up seven personal finance influencers teens can follow to level up their money game. These content creators turn tricky money topics into bite-sized tips you can master in minutes! Plus, we’ll teach you how to spot fake influencers so your scroll stays safe.

Top 7 personal finance influencers for teens

Follow these personal finance influencers for tips on saving money, spending wisely, and even working toward financial wealth. 

Tori Dunlap (@herfirst100k)

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Instagram, TikTok

Tori Dunlap is a self-proclaimed “financial feminist” dedicated to empowering women to achieve financial independence. She offers advice on saving, investing, and negotiating salaries, making complex financial topics accessible and engaging—perfect for older teens preparing to graduate, land their first jobs, or even negotiate their first paycheck.

Humphrey Yang (@humphreytalks)

Instagram, TikTok

Humphrey Yang is a former financial advisor who explains things many of us are too afraid to ask. From how to budget your allowance to how investing actually works, he breaks it down with quick, clear videos that are surprisingly fun to watch. No boring finance talk here, just tips you’ll actually want to use.

Haley Sacks (@mrsdowjones) 

Instagram, TikTok

The "Zillennial Finance Expert," Haley Sacks is here to make money cool. She mixes pop culture, humor, and real-deal finance advice to teach kids and teens about saving, spending, and investing—all while keeping things super relatable. Think of her as the financial big sister you didn’t know you needed.

Milan Singh (@MilanSinghhh)

Instagram, TikTok

Milan Singh knows what it’s like to start from scratch. Now, he’s sharing everything he learned to help others get ahead. He’s all about saving smarter, earning more, and investing early. His advice is genuine, his style is approachable, and his story is inspiring.

Nicole Victoria (@nobudgetbabe)

Instagram, TikTok

Nicole Victoria makes managing money look easy... and fun. Her videos are full of budgeting tips, paying off debt, and building smart money habits without overcomplicating things. She’s especially great at showing teens how to take control of their money early, setting them up for financial success down the road.

Delyanne Barros (@delyannethemoneycoach)

Instagram, TikTok

Delyanne Barros is great for beginners and teens because she breaks down big topics (like index funds and long-term investing) into tips that make real-world sense. Her clear, relatable, and straightforward advice makes her a standout.

Sahil Bloom (@sahilbloom)

Instagram, TikTok

Sahil Bloom blends personal finance with real-life advice you can actually use. Whether he’s teaching you how to save smarter, make decisions faster, or start building good habits now, his tips are quick, relatable, and super motivating. Following Sahil feels like having your own personal money mentor.

How to spot fake influencers

Not every personal finance influencer is the real deal. Some are here to help you manage your finances. But others are more interested in your clicks (or cash) than in teaching you anything useful. Here are a few red flags to watch for to help you spot the fakes.

• Unrealistic promises: “Double your money in a week!” or “Get rich overnight!” If it sounds too good to be true, it probably is. Real financial growth takes time and effort, not magic tricks.

• Pay-to-play schemes: Trustworthy influencers share free advice or clearly label paid content. If someone asks you to send money upfront for “exclusive tips” or a “secret system,” it’s a major red flag.

• Lack of credentials: While a formal finance degree isn’t required to become a financial influencer, they should have the right background and expertise to back up their advice. Look for someone who’s open about their personal experiences, success stories, or qualifications. If they avoid sharing how they know what they’re talking about, proceed with caution.

• Vague advice: If an influencer’s content feels full of buzzwords but short on details—like “Start micro-investing and you’ll be rich!”—it’s a sign they might not know their stuff. Look for influencers who support their advice with examples or explain the "how" behind their tips.

• Sketchy product pushes: Are they constantly promoting products, courses, or apps? Some influencers prioritize making a quick buck over sharing valuable, unbiased advice.

Pro tip: Before you take any financial advice to heart, double-check it with trusted sources. Talk to your parents and teachers, or use verified platforms like Greenlight. A little caution now can save you from big mistakes later!

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