Greenlight® “Weekly Trivia Summer 2025” Sweepstakes

June 18, 2025 – June 24, 2025 NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

1. SPONSOR: Greenlight Financial Technology, Inc., a Delaware corporation (“Greenlight” or Sponsor”) will serve as the sponsor of weekly trivia contests covering financial literacy and related topics (the “Weekly Trivia Contest”) and a random drawing of a winner from each Weekly Trivia Contest (the “Sweepstakes” together with the Weekly Trivia Contest a “Weekly Trivia Challenge”). 2. CONTEST PERIOD: The Weekly Trivia Challenge begins on June 18, 2025 at 12:00 a.m. EST and ends on June 24, 2025 at 11:59 p.m. EST (the “Contest Period”). 

3. ELIGIBILITY: Each Weekly Trivia Challenge is open only to legal residents of the 50 United States and the District of Columbia (excluding Puerto Rico and all United States territories and possessions), and who are 18 years of age or older at the time of entry. Children 13 years of age or older may participate in the Weekly Trivia Challenge (“Child Participant”) but only Entrants can win Prizes (as defined below).  Employees (and their immediate families or those living in the same household) of Sponsor and Community Federal Savings Bank (“CFSB”) and their respective affiliates, subsidiaries, divisions, parents and related companies, suppliers, printers and advertising, promotional and judging agencies are not eligible to enter or win. Individuals who appear on the U.S. Government Department of Treasury’s Specially Designated Nationals and Blocked Persons List are also not eligible to enter or win. An “Entrant” is a person who is 18 years of age or older who has entered the Weekly Trivia Challenge and is in compliance with the Official Rules, or a Parent or Legal Guardian of an individual under the age of 18 who has entered a Weekly Trivia Challenge, that has given express, verifiable consent to the minor’s participation in the Weekly Trivia Challenge, and is in compliance with the Official Rules. Each Entrant is eligible to enter the Sweepstakes by (a) playing in the head-to-head trivia challenge; and (b) up to ninety-nine (99) additional entries for sharing the challenge with a friend who participates (each, an “Entry(ies)”). 4. HOW TO ENTER: An Entrant or Child Participant, on behalf of an Entrant, may participate in the Weekly Trivia Challenge by (i) playing a round of trivia and saving their progress via their telephone number or (ii) by playing a trivia challenge with a friend (“Friend Challenge”) which will give the Entrant one (1) Entry and will enter the Entrant into the Sweepstakes.  In addition, an Entrant will be eligible to earn up to ninety-nine (99) additional Entries by the Entrant or a Child Participant, on behalf of an Entrant, inviting friends and family to play the Weekly Trivia Challenge using a unique Weekly Trivia Challenge link sent by the Entrant or the Child Participant and the friend or family member saving their progress via phone number within the Weekly Trivia Challenge. All Entries and information submitted shall become the exclusive property of Sponsor. Entries generated by script, macro, or other automated or mechanical means, or by means which subvert the entry process or where prohibited by law, will be void. No responsibility is assumed by the Sponsor for any inability of a potential entrant to successfully enter the Weekly Trivia Challenge for any reason. Each Entrant’s eligibility is subject to verification. Any Entry that violates any of these Official Rules will not be eligible to win a Prize. If set forth in future Summer 2025 weekly trivia challenges, an Entrant may roll over Entries (up to a total maximum of a 100 Entries no matter how many Weekly Trivia Challenges the Entrant or the Child Participant on behalf of the Entrant) may play during the Summer 2025 trivia challenges.

5. WEEKLY TRIVIA CHALLENGE PRIZE: There will be a total of one (1) grand prize (a “Prize”) awarded.  There will be a total of one (1) Winner (defined below) selected by the random drawing as described in Section 6 below in connection with the Weekly Trivia Challenge. The Prize will consist of the Winner’s choice between (a) a Nintendo Switch 2 ($449.99 USD), subject to merchant availability, or (b) a $500 (USD) Gift Card (with Greenlight Cardholders (defined below) able to opt for a deposit into their Greenlight Account). If the Winner chooses a Nintendo Switch 2 as the Prize but Greenlight is unable to procure a Nintendo Switch 2, Greenlight may, at its option, provide Winner with the Prize of a  $500 (SD) Gift Card.

The maximum approximate retail value (“ARV”) of the Prize is $500. Any difference between ARV and actual value will not be awarded. The Prize will be awarded as indicated on the terms and conditions set forth herein. The ARV of the prize represents Sponsor’s good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded. In the event that any portion of the prize is canceled for reasons out of Sponsor’s control, that portion of the prize will not be awarded, and no additional compensation will be provided.  

An Entrant may win no more than one (1) Prize.

6. PAYMENT OF PRIZES: Subject to eligibility verification, payment of a Prize will be made to a Winner’s Greenlight account, if the Winner has a Greenlight account or if the Winner does not have a Greenlight account, ​via Paypal or Venmo as detailed below.  

To open a Greenlight account and receive a Greenlight card, please visit https://www.greenlight.com/ and complete the enrollment process. As used herein, the “Primary Accountholder” is the individual, at least 18 years of age, who opens and is responsible for the primary Greenlight account (the “Primary Account”).  The Primary Accountholder has the ability to request the issuance of up to five Greenlight Prepaid Mastercard cards  (“Greenlight Cards”) for the Primary Accountholder’s children or dependents, each of which will be considered a sub-account of the Primary Account, and each child or dependent will be considered an authorized user of the Primary Account (each, a “Cardholder”). This structure of the Greenlight program allows the Primary Accountholder to identify, monitor and approve Greenlight Card transactions by each individual Cardholder. Any Prizes awarded to a Primary Accountholder will be deposited into the Winner’s Primary Account.

If a Winner does not have a Greenlight account, then Greenlight will pay a Winner through a PayPal or Venmo account (a third-party service, use of which is subject to the terms, conditions, and privacy policies of PayPal and/or Venmo).  If a Winner does not already have a PayPal or a Venmo account, the Winner can go to https://www.paypal.com or https://venmo.com (as applicable) to create a free PayPal or Venmo account.  Winners’ first and last name needs to be an exact match to their PayPal or Venmo account information and their PayPal or Venmo account needs to be verified. Prizes may be distributed in an alternative manner at Sponsor’s sole discretion. If a Winner does not have a Greenlight, Paypal or Venmo account, the Winner must create a Greenlight, PayPal or Venmo account to collect a Prize. A Winner's failure to notify Greenlight of Winner’s Greenlight, Paypal or Venmo account within three (3) days after being notified by Sponsor that Entrant is a Winner, will be considered that Winner's forfeiture of the Prize and Sponsor may, at its option and sole discretion, choose not to award the Prize at all. If an Entrant is found to be ineligible, Sponsor may, at its option and sole discretion, choose not to award the Prize at all. 

GIFT CARDS: The Gift Cards are subject to terms, conditions and policies specified by the gift card issuer. Such terms and conditions may include any or all of the following, as well as others: gift cards may not be redeemable for cash, or used for payment on accounts, or used for the payment of prior purchases; cards are non-refundable; purchases and amounts spent or deducted from a gift card balance may be non-refundable; gift cards may expire on a designated date; and gift cards may be redeemable only by legal residents of the United States.  Use of a Gift Card constitutes acceptance of the gift card issuer’s terms, conditions and policies, and as such, each winner of a Gift Card should carefully read the terms, conditions and policies either enclosed in the gift card packaging materials or provided electronically (in the case of any electronic gift cards) as well as described on the website URL listed on the back of the gift card or provided electronically in the case of any electronic gift card.  Each Winner should also safeguard the Gift Card as he/she would any other valuable item and treat it the same as cash.  The Gift Card is useable up to its balance only.  

7. RANDOM DRAWING: One winner of the Weekly Trivia Challenge (the “Winner”) will be selected in a random drawing from among all eligible Entries, on or about June 27, 2025 (“Drawing Date”) and the Winner will receive the Prize. The random drawing will be conducted by the Sponsor, whose decision is final and binding in all matters relating to this Weekly Trivia Challenge. Sponsor will use reasonable efforts to contact each Winner within two (2) weeks of the Drawing Date.

8. ODDS OF WINNING: Odds of winning a Prize depend on the total number of eligible entries received for the Weekly Trivia Challenge and are equal regardless of method of entry.

9. PRIZE CONDITIONS: Winning a Prize is contingent upon fulfilling all requirements set forth in these Official Rules. No substitution for any Prize will be permitted. If necessary due to unavailability of the Prize, a prize of equal or greater value will be awarded at the discretion of the Sponsor. The Prize is not transferable, assignable or redeemable for cash. Each potential Winner shall have 72 hours after the applicable Prize notification to appropriately respond to the Sponsor. Each Winner may be required to execute and return an Affidavit of Eligibility and Publicity/Liability Release (except to the extent prohibited by law) and any other required tax-related documents within three (3) calendar days of issuance by Sponsor. Failure to return all required documents in this time period may result in a Winner being disqualified, and an alternate Winner may be selected. If a Prize notification is returned to Sponsor as undeliverable or if an Entrant is found to be ineligible or declines to accept the Prize for any reason, an alternate Winner may be selected. 

10. CONDUCT OF PARTICIPATION IN WEEKLY TRIVIA CHALLENGE: By entering the Weekly Trivia Challenge, each Entrant affirms that he or she has read and agrees to abide by the Official Rules and the decisions of the Sponsor. Sponsor reserves the right to disqualify any Entrant acting in violation of the Official Rules or found tampering with the entry process or with the operation of the Weekly Trivia Challenge or the website. The Weekly Trivia Challenge is governed by the laws of the United States and, by entering, the Winners and each Entrant hereby submit to the jurisdiction and venue of the federal, state and local courts located in Fulton County, Georgia. As a condition of entering this Weekly Trivia Challenge, each Entrant agrees that: (a) under no circumstances will the Entrant be entitled or permitted to obtain awards for, and the Entrant expressly waives all rights to claim, punitive, incidental, and consequential damages, and any other damages, other than actual, out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased, and in no event shall attorney’s fees be recoverable by either party; and (b) any and all disputes, claims and causes of action arising out of or connected with the Weekly Trivia Challenge or any Prize awarded shall be resolved individually, without resort to any form of class action. ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE RELATED TO SPONSOR OR THE WEEKLY TRIVIA CHALLENGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE WEEKLY TRIVIA CHALLENGE MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM SUCH ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.

11. LIMITATIONS OF LIABILITY: Released Parties (as defined herein) are not responsible for any incorrect or inaccurate Entry or Entries, errors in calculations, theft, tampering, destruction, or unauthorized access to, or alteration of Entries; printing or other errors; and any Entries or mail which are late, lost, delayed, incomplete, misdirected, stolen, mutilated, illegible, void, corrupted, garbled, unintelligible entries, postage due; and/or (iii) any problems, bugs or malfunctions; any electronic miscommunications or failures, technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed computer transmissions which may limit an Entrant's ability to participate in the Weekly Trivia Challenge; (iv) or any combination thereof. Sponsor reserves the right to modify, amend, suspend or terminate the Weekly Trivia Challenge or these Official Rules in the event that it becomes necessary due to circumstances beyond Sponsor’s control, as determined by Sponsor in its sole and exclusive discretion, including without limitation, Acts of God, pandemic, epidemic, “shelter in place” and similar orders and other governmental actions. Without limiting the generality of the foregoing, Sponsor may decide to postpone drawing dates and other deadlines herein, or terminate the Weekly Trivia Challenge early. In the event the Weekly Trivia Challenge is terminated early, Winners will be selected from all eligible entries received at the time of termination.  

THIS WEEKLY TRIVIA CHALLENGE AND ALL PRIZES ARE PROVIDED “AS IS” WITHOUT WARRANTY, REPRESENTATION, GUARANTEE OR CONDITION OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO ENTRANT TO THE EXTENT SUCH JURISDICTIONS LAW IS APPLICABLE TO ENTRANT AND THESE OFFICIAL RULES.

12. RELEASE OF LIABILITY: By participating, Winners and Entrants (and the parent or legal guardian thereof if a Winner or Entrant is deemed a minor in his/her state of residence) agree to release, discharge, indemnify and hold harmless Sponsor, CFSB, and each of their respective affiliated entities, affiliates, subsidiaries, parent corporations and companies, and all of their respective officers, directors, shareholders and principals, employees, representatives, agents and franchisees (collectively, “Released Parties”), from and against any claims made by any Winner and any Entrant or any other third parties related in any way to the operation of this Weekly Trivia Challenge, as well as any other claims, damages or liability due to any injuries, damages or losses (whether alleged, threatened, or actual) to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from participation in this Weekly Trivia Challenge or any related activity. Winners and Entrants (and the parent or legal guardian thereof if a Winner or Entrant is deemed a minor in his/her state of residence) assumes all liability for any injury or damage caused, or claimed to be caused, by participation in this Weekly Trivia Challenge or acceptance, use or redemption of any Prize. 13. ADDITIONAL TERMS AND CONDITIONS: The following are conditions to winning a Prize and additional terms and conditions binding on Entrants and Winners: (a) All federal, state and local tax liabilities and any applicable fees associated with accepting a Prize or participation in this Weekly Trivia Challenge are the sole responsibility of each Winner. Sponsor may, in its sole discretion, withhold from the amount of any Prize any and all federal, state and local tax liabilities and any applicable fees associated with accepting a Prize or participation in this Weekly Trivia Challenge. (b) If a Winner declines a Prize, or if person who is chosen in the drawing is not an eligible Entrant or has not complied with these Official Rules, such person shall be disqualified, and another person will be chosen in a drawing for said Prize.  (c) No transfer, substitution, division or splitting of any Prize is allowed. (d) Sponsor shall not be held responsible in the replacement of any lost or stolen Prize items. (e) Decisions of Sponsor are final with respect to determination of Winners and all matters with respect to the conduct of the Weekly Trivia Challenge.

(f) By participating in this Weekly Trivia Challenge, Entrants and Winners agree to be bound by the Official Rules.

(g) The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

14. PRIVACY / USE OF PERSONAL INFORMATION: By participating in the Weekly Trivia Challenge, each eligible Entrant hereby consents to Sponsor’s or authorized agents’ collection, use, and disclosure of Entrants’ and Cardholder’s personal information for the purposes of administering the Weekly Trivia Challenge and Prize fulfillment. Each Entrant acknowledges that he/she has read, understood and accepted the Sponsor’s Privacy Policy, which provides more information about Sponsor’s privacy practices and is located at https://www.greenlight.com/privacy.html.  The Sponsor’s Privacy Policy is in addition to those terms in these Official Rules concerning privacy, use of personal information, and publicity.

Entrants may be offered the optional opportunity to receive coupons, newsletters, informational materials, marketing communications, or other special promotions, or other offers from Sponsor and/or third-party service providers. Entrants will not be contacted for marketing purposes unless they have provided their express consent.

By accepting a Prize, each Winner agrees, on behalf of such Winner and the Cardholder(s), to Sponsor's and CFSB’s use of his/her name(s), city/province(s) of residence, picture(s), biographical information, statements, voice and likeness in any advertising and publicity Sponsor and its respective successors, assigns and licensees may conduct relating to the Weekly Trivia Challenge in any media or format, whether now known or hereafter developed, including but not limited to the Internet, at any time or times in perpetuity, without further compensation or notice, and hereby releases Released Parties from any liability with respect thereto. Winner may be required to sign a further release regarding the grant of these publicity rights, unless prohibited or restricted by law.

15. WINNERS LIST AND OFFICIAL RULES:  A person may obtain copies of the Official Rules or a list of the Winner by sending a self-addressed, stamped envelope that reads: Winner List – or – Official Rules, Greenlight “Weekly Trivia Summer 2025 Sweepstakes”, c/o Greenlight Financial Technology, Inc., 303 Peachtree Street, NE, Suite 4300, Atlanta, GA 30308; all requests must be received within six (6) months after the end of the Contest Period. 

16. VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR WHERE BONDING, REGISTRATION, OR OTHER REQUIREMENTS WOULD BE REQUIRED BUT HAVE NOT BEEN MET.

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