Which Greenlight plan should I choose?

Key takeaways:

• All Greenlight plans include a debit card, parental controls, chores and allowance management, and money tools for kids.

• Core is great for younger kids; Max and Infinity add investing and safety features for teens.

• Family Shield offers extra protection for kids and senior loved ones⁵.

Every Greenlight plan comes with the essentials: a debit card for up to five kids and teens, tools for saving, spending, and earning, and flexible parental controls. But as your kids grow (or as your family’s needs change), you may want features like investing⁶, safety alerts, or identity protection. Here’s how the four Greenlight plans stack up.

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Greenlight Core: Ideal for beginners

Greenlight Core is a great starting point for families who are just beginning their financial journey. It includes a debit card for up to five kids, parental controls, chores and allowance features, and foundational tools to teach saving, spending, and earning, all in one easy-to-use app. 

Monthly cost

$5.99

Greenlight Core features

Here are some of the features included in Greenlight Core:

• Debit card for kids and teens

• Spend, Save, Give, and Earn tools

• Chores and allowance management 

• Up to 2% savings reward²

• LevelUp^TM financial literacy game

• Parental controls for setting limits and approvals

• Educational content and financial literacy tools

Who is Greenlight Core best for?

Greenlight Core is best for families with younger kids who are just starting to learn about money. It’s a simple, budget-friendly way to build healthy habits from the ground up, perfect for parents focused on everyday saving, spending, and easing into money management tools.

Greenlight Max: Ideal for growing financial minds

When your kids are ready to move beyond just saving their allowance, Greenlight Max includes everything in Core, plus features like investing tools with parental oversight, cash back¹, and identity theft protection to help older kids explore more of the financial world, with support every step of the way.

Monthly cost

$9.98

Greenlight Max features

Here are some of the features included in Greenlight Max:

• All Core features

• 1% cash back on purchases¹

• Up to 3% on savings²

• Investing tools for parents, kids, and teens

• Identity theft, phone, and purchase protection³

Who is Greenlight Max best for?

Greenlight Max is ideal for families with tweens or teens ready to explore more, whether they’re curious about investing, building stronger saving habits, or motivated by rewards like cash back. It’s a great next step for growing financial confidence.

Learn to earn, save, and invest together.

With a debit card of their own, kids and teens learn to spend wisely, keep an eye on balances, and track their spending. Big money dreams? Set savings goals and start investing with as little as $1 — with your approval on every trade.

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Greenlight Infinity: Ideal for active families & teens

As your kids become more independent (getting their own rides, heading to practice, hanging out with friends), Greenlight Infinity adds an extra layer of protection, providing both financial tools and family safety features all in one place.

Monthly cost

$14.98

Greenlight Infinity features

Here are some of the features included in Greenlight Infinity:

• All Max features

• Family location sharing with place alerts^††

• SOS alerts and crash detection^††

• Driving reports and alerts^††

Who is Greenlight Infinity best for?

Greenlight Infinity is best for families with older teens who are driving, working, or spending more time independently. This plan combines financial tools with real-world safety features, making it perfect for parents who want some added peace of mind as their teens take on more responsibility.

Keep loved ones safe and connected.

Greenlight’s safety hub gives your family location sharing, SOS alerts, crash detection with 911 dispatch^††, and driving reports with real-time alerts. You’ll stay in the loop — and be the first to know if a family member needs help.

^{††Requires mobile data or a WiFi connection, and access to sensory and motion data from cell phone to utilize safety features including family location sharing and driving alerts and reports. Messaging and data rates and other terms may apply.}

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Greenlight Family Shield: Ideal for families caring for kids & older adults

Family Shield is Greenlight’s most comprehensive plan, designed for families who need multi-generational family safety and enhanced protections. This plan may be a good option if you want to teach your kids and teens about money while keeping them safe alongside watching out for an older loved one⁵.

Monthly cost

$24.98

Greenlight Family Shield features

Here are some of the features included in Greenlight Family Shield

• All Infinity features

• Financial account monitoring⁴

• Suspicious activity alerts

• Dark web, credit, and SSN monitoring⁴

• Up to $100K deceptive transfer fraud coverage^§

• Up to $1M identity theft coverage^§

Who is Greenlight Family Shield best for?

Greenlight Family Shield works well for families juggling care for both kids and older loved ones. It adds extra layers of protection, like account monitoring and identity theft alerts, to help you stay ahead of potential fraud and look out for everyone in the household.

How to choose the right Greenlight plan for your family

The best Greenlight plan depends on your child’s age, your family’s priorities, and how much financial independence you’re ready to give. Here are a few key things to think through.

Your child’s age

Younger kids likely don’t need all the bells and whistles, just the basics like a debit card and simple savings tools. For teens, though, features like investing, location tracking^††, or crash detection^†† might be more relevant as they gain independence.

Financial literacy level

Is your child just learning how money works, or are they ready to learn how to budget, invest, or manage their own savings goals? Greenlight Core is great for beginners, while Max and Infinity offer more room to grow with tools for long-term planning and investing.

Interest in investing

Not every child is ready to invest, but if yours is curious about stocks or already asking how the market works, Greenlight Max or Infinity unlocks kid-friendly investing with guidance from parents. You'll navigate investing together as they build their financial skills.

Need for advanced safety features

If your child is starting to drive, spending time away from home, or heading off to after-school activities alone, Greenlight Infinity and Family Shield include location sharing, SOS alerts, and even crash detection^††. These features are especially helpful for peace of mind.

Budget

Every family has different financial priorities. Greenlight Core gives you the essentials at the lowest price, while higher-tier plans add valuable features, but only if you’ll actually use them. Pick what fits your needs now, knowing you can always upgrade later.

Extra protections or perks

From cash back to identity theft coverage, each plan has its own perks. Families who want robust security tools (especially if you’re caring for older loved ones) may find that Family Shield offers the most value overall.

Built for them. And for you.

Both you and your kids download the Greenlight app — with tailored experiences. They check off chores, you automate allowance. They spend wisely, you set flexible controls. They build healthy financial habits, and you cheer them on.

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