Can Greenlight be used for adults?

Key takeaways

• Greenlight has no age limit. Adults, including parents, caregivers, and seniors, can fully benefit.

• Features of the app include investing, cash‑back debit, FDIC‑insured savings^, spend controls, identity protection*, location alerts**, and caregiver-friendly tools.

• Greenlight can also function as a centralized family financial hub, blending allowance, savings, adult spending, and vigilant oversight in one app.

People of any age can use Greenlight, making it a powerful tool that can serve as a family financial and safety hub for kids, parents, and older adults across all generations. 

7 Greenlight features for parents & older adults

1. Investing tools for parents and adults

2. Debit card with FDIC protection for secure spending

3. Cash back and savings rewards for everyday spending

4. All-in-one app to manage family finances

5. Spend-control features for adults and caregivers

6. Safety features for family members of all ages

7. Caregiver-friendly tools for supporting older adults

1. Investing tools for parents & adults

Greenlight is known for its investing for kids© feature, but it also has a suite of investment tools parents can use for themselves—no prior stock market knowledge required.

• Get personalized investing insights and hands-on experience with investing designed for beginners.

• Get started with a curated list of 10 exchange-traded funds (ETFs).

• Start with as little or as much money as you’d like.

2. Debit card with FDIC protection for secure spending

Greenlight debit cards are safe and secure, issued by Community Federal Savings Bank and FDIC-insured up to $250,000^. Cards also come with fraud protection from Mastercard’s Zero Liability Policy and 24/7 customer support.

Parents can:

• Block unsafe spending categories.

• Automate allowance with the option to connect payout to chores.

• Set up direct deposit for easy paycheck management.

• Approve money sent from friends and family through the pay link. 

With the Family Shield plan, you can also support safe spending for senior loved ones^^ with a debit card that strikes a balance between independence and protection.

Caregivers of older adults can:

• Set flexible card controls.

• Send money quickly.

• Get real-time notifications, so you can step in if anything looks off. 

3. Cash back & savings rewards for everyday spending

Greenlight offers three plan tiers that provide 1% cash back*** when using your debit card for any purchase. 

In addition, Greenlight offers Savings Rewards**** for all members, depending on their plan:

• Core: 2%

• Max: 3%

• Infinity: 5%

• Family Shield: 6%

You can earn rewards in a child’s or adult’s General Savings and for any money saved toward Savings Goals, helping you supercharge your savings efforts to reach your targets even faster.

Learn to earn, save, and invest together.

With a debit card of their own, kids and teens learn to spend wisely, keep an eye on balances, and track their spending. Big money dreams? Set savings goals and start investing with as little as $1 — with your approval on every trade.

Learn more

4. All-in-one app to manage family finances

Juggling family finances and managing multiple apps can make keeping up with your money and working toward your goals that much more challenging. With Greenlight, you can consolidate many of your family finances into one app, including allowance, investing, savings, and parents’ spending. 

5. Spend-control features for adults & caregivers

Keep an eye on kids’ and older adults’ spending with Spend Controls. You can place limits based on the amount of money that can be spent, spending at a particular store, or even within a certain spending category: ATMs, Gas Stations, Grocery Stores, Restaurants, and Online Gaming. 

This allows you to keep spending on track and helps build the budgeting muscle with all of your family members to help everyone develop healthy habits together.

6. Safety features for family members of all ages

Greenlight isn’t just a finance app, though. With the Family Shield plan, you can protect your whole family in several ways across generations:

• Family location sharing and place alerts**

• SOS alerts**

• Crash detection**

• Driving reports and alerts**

• Credit, identity theft, and dark web monitoring*

7. Caregiver-friendly tools for supporting older adults

Keep your senior loved ones and their finances safe while still maintaining their independence with Family Shield. Champion their financial, digital, and personal safety against a variety of threats with protection that includes:

• Fraud and suspicious activity alerts

• Financial account monitoring

• Up to $100K deceptive transfer fraud coverage

• Up to $1M identity theft coverage

• Purchase protection on debit cards^^^

Greenlight is far more than a kids’ debit card

While Greenlight offers a robust suite of tools to support kids’ finances, it’s also a dynamic, intergenerational money management platform that provides the financial tools adults need, including investing, savings, spend controls, safety, and family oversight.

Real families, real results. Join 6+ million financially smart kids, teens, and parents learning to earn, save, and invest together!  Try Greenlight, one month, risk-free.^†

Built for them. And for you.

Both you and your kids download the Greenlight app — with tailored experiences. They check off chores, you automate allowance. They spend wisely, you set flexible controls. They build healthy financial habits, and you cheer them on.

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