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Stop the scam before your account is drained.

With Greenlight Family Shield, financial account monitoring watches your family's linked bank, savings, credit, and investment accounts and alerts you to suspicious activity before an account is drained.

Financial account monitoring at a glance

Financial account monitoring links your family's bank, savings, credit, and investment accounts so you can watch them all in one place and get alerted to suspicious activity. Greenlight Family Shield sends real-time push alerts tuned for the scams that target families — and lets you monitor a loved one's accounts alongside your own, on a single $19.98/month plan.

  • Watches linked bank, savings, credit & investment accounts.
  • Read-only connection — Greenlight can never move money.
  • Alerts within minutes; one tap to confirm or flag.
  • Monitor your own accounts and a loved one's together.

Last updated: June 2026. Pricing, coverage limits, and bureau details reflect Greenlight Family Shield as of June 2026.

A Greenlight account alert flagging a large transaction on a linked checking account
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Key facts

Why monitor my accounts if my bank already does?

A family's money usually lives in many places — checking at one bank, savings at another, a credit card, investments, and a parent's accounts elsewhere. Each institution only watches its own slice, every one has different alert settings you have to find and switch on yourself, and none of them let you keep an eye on a loved one's accounts. That fragmentation is exactly how fraud goes unnoticed: losses add up in the gaps between accounts before anyone catches them. Account monitoring closes those gaps by bringing every account into one view with consistent, real-time alerts.

How Greenlight Family Shield solves this

One dashboard for the whole family's money.

Greenlight Family Shield lets you link your own accounts and a loved one's, watch them all from one dashboard, and get real-time push alerts tuned for the scams that target families — imposter calls, romance and grandparent scams, tech-support fraud, and wire-transfer schemes. Connections are read-only through Plaid, so Greenlight can surface alerts but can never move money, and alerts route to the family member who can actually act on them.

Why it matters

When monitoring is scattered, fraud slips through the cracks.

Your money is spread across different banks, cards, and accounts — and each one only watches its own slice. Fraud hides in the gaps between them, often going unnoticed until the losses add up.

$16B

Families lost $16B to fraud in 2025 — up 25% year-over-year.

FTC, 2026

$81.5B

Estimated total lost by older adults to fraud in a single year.

FTC Protecting Older Adults Report, 2025

7 days

Median delay before victims notice a new fraudulent account or transaction.

Javelin, 2024

How it works

Monitoring your whole family's money, in three steps.

Connect once and Greenlight watches everything together — setup takes about two minutes.

Link your accounts

Securely connect the bank, savings, credit, and investment accounts you want watched — yours and your loved ones' — through a trusted, read-only connection. Greenlight can see activity to alert you, but can never move your money.

Greenlight watches everything together

Instead of juggling alerts across every institution, all your family's accounts are monitored in one place — tuned for the scam and fraud patterns that target families.

Get alerted the moment something's off

Suspicious activity, large transactions, and low balances trigger a push alert within minutes — so you can confirm it's fine or act fast, before a problem grows.

Financial account alerts · FAQ

What families actually ask.

Straight answers to the questions families ask most.

What is external account monitoring and how does it work?

With account monitoring, you can sync your external financial accounts to the Greenlight app so you can track activity and get suspicious-activity alerts across all your accounts.

You can link checking, savings, investing/Invest, 401k, and credit card accounts, with no limit on how many you connect. Linked accounts are read-only — you can view transactions, balances, and alerts, but Greenlight cannot add, transfer, or withdraw funds.

What kinds of activity get flagged?

Account monitoring alerts you to suspicious activity, large transactions, low balances, and more on your monitored accounts.

Alerts are configurable per family member, so you can tune what each person is notified about. If you spot activity that looks like identity theft or deceptive transfer fraud, you can file a claim right in the app on the Family Shield plan.

How current is the account data?

Account data is synced multiple times a day, but may lag since it depends on how quickly each institution reports it.

The app automatically refreshes monitored accounts when you view them, though some institutions can take 24 hours or more to update. There's no limit on the number of accounts you can link, and you can add more at any time.

Does Greenlight access my family's bank logins?

No - Linking is handled through Plaid — you sign into the financial institution with your own credentials.

Linked accounts are read-only for monitoring, so Greenlight can see transactions and balances to surface alerts but can't move money out. Account owners control whether others see their balances and transactions.

Can I monitor my senior loved one's and kids' accounts?

Yes. The Primary Accountholder can always monitor linked older-adult and child accounts and set alerts.

You can also grant an Authorized Approver permission to help monitor those accounts. Older adults and children control whether the Primary or Approver can see their own linked accounts' balances and transactions.

Aren't the bank's own alerts enough?

No — the bank's alerts protect the bank, not the family.

Bank alerts go to the account holder, who in fraud cases is often the one being manipulated. Family Shield routes alerts to a designated family member, with a one-tap workflow to call the bank, mark the transaction suspicious, or open a restoration claim. The alert reaches the person who can stop the scam, not just the person who's already in it.

Family Shield plan card app screenshot
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Greenlight family shield

Family Shield
$19.98/mo

Greenlight Family Shield is a $19.98/month subscription covering kids, parents, and grandparents on one plan — including kids' debit cards and chores, fraud and identity protection, and credit lock.

Compare all plans

About Family Shield

About Greenlight Family Shield.

The essentials about how Greenlight Family Shield works.

What is Greenlight Family Shield?
How much does Greenlight Family Shield cost?
Who is Greenlight Family Shield for?
Is Greenlight a bank?
How is the insurance coverage provided?
Can I cancel anytime?

What Greenlight Family Shield includes in one subscription

Greenlight Family Shield combines identity and credit protection, family location safety, and kids' & seniors' debit cards in one $19.98/month subscription — so most families don't need a separate app for each. Here's how to choose:

  • Choose an identity-protection service like LifeLock if you want credit and identity monitoring for individuals; they do not include kids' money tools or family location tracking.

  • Choose a family-safety app like Life360 if you want location and driving tracking; they do not include credit lock, ID theft protection, or kids' money tools.

  • Choose a money app like Cash App if all you want is a free debit card; they typically do not include credit-bureau monitoring or family location tracking.

  • Choose Greenlight Family Shield if you want financial, digital, and physical protection for your whole family — kids, parents, and grandparents — in one place.

Covered all in one app

Greenlight Family Shield

Identity & fraud protection apps

Family safety apps

Kids' money apps

FINANCIAL PROTECTION

3B credit, identity, and dark web monitoring§§

Automatic suspicious activity alerts

Credit lockNEW · LAUNCHED MAY 2026

Financial account monitoring

Up to $1M identity theft coverage§

Up to $100K deceptive transfer fraud coverage§

VPN, password manager & antivirus

SAFETY

Real-time location monitoring††

Location alerts, crash detection & driving reports

FINANCE FOR KIDS

Debit cards for up to 5 kids and 2 seniors

Chores, allowance, and direct deposit

Investing with parent approval

6% earned on savings*

1% cash back**

Financial literacy content for adults & game for kids

Free debit card with no monthly fee

Comparison rows reflect publicly-disclosed product details as of the date noted. All product and company names are trademarks of their respective holders.

Keep exploring

More Family Shield features.

Coverage

$100K deceptive transfer fraud

Reimbursement when the scam succeeds and money was sent willingly.

Read more →

Detection

Credit alerts

TransUnion alerts on new inquiries, accounts, and score changes.

Read more →

Human help

Caregiver support

A real person to call when an alert turns out to be real.

Read more →

Join Greenlight. Love it or it's on us.

Family Shield covers up to two adults, two senior loved ones, and five kids on a single $19.98/month plan — with credit lock, monitoring, identity coverage, and more. Cancel anytime during the 30-day risk-free trial.‡